Event-based insurance
Revenue protection
Parametric coverage for businesses.
Pays on weather data, not damage.
Retail insurance broker. Licensed E&S. A-rated carrier capacity.
Event-to-payout path
A clear trigger. An objective outcome.
01 Covered event
A weather event reaches the trigger in your policy.
02 Verified data
An independent source confirms the event conditions.
03 Carrier payout
The agreed benefit is paid without a damage estimate. No claim to file. Payout timing is set by the carrier and confirmed before binding.
Coverage terms define the event trigger and benefit before a policy is issued.
Perils we cover
Catastrophe and everyday weather.
Every peril pays on measured data.
Rain
Wind
Hail
Extreme heat
Wildfire
Named storm
Earthquake
Flood
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Most brokers stop at your assets. We don't.
Parametric protects your balance sheet. Traditional property protects your assets. We do both.
Traditional property
Assets only
- Covers the building, not the income you lose
- Physical damage required to trigger
- Weeks to months for settlement
- Adjusters, paperwork, disputes
- Subjective & often contested
- Limited market access, coverage subject to carrier appetite
Parametric
Balance sheet only
- Covers lost income, not the building
- Event-based triggers, no damage needed
- Faster settlement, no adjuster
- No claims process needed
- Objective data, fewer disputes
- Still need a separate broker for property
ParaSure
Assets + balance sheet
- Building and lost income, both covered
- Independent weather data
- Faster settlement, no adjuster
- One broker for both.
- Verified data sources, fewer disputes
- Multi-carrier marketplace access
Assets only
Assets + balance sheet
Coverage inquiries
Coverage starts with a conversation.
Tell us what to cover. Our licensed brokerage team will review your needs.
For businesses
Explore parametric coverage for weather-related business interruptions.
Get coverageFor HOAs and condos
Explore parametric coverage for gaps left by higher deductibles and lower limits.
Get coverage