How ParaSure Works

ParaSure connects insurance brokers to parametric weather coverage through a simple three-step process.

Step 1: Identify the Gap

Upload your client's existing policy to the Gap Analysis tool. Our AI reads the dec page and identifies every coverage gap where parametric insurance can protect revenue that traditional coverage misses — named storm deductibles, business interruption sublimits, flood exclusions, and more.

Step 2: Score the Risk

Enter the client's address into the Risk Score tool. Our AI analyzes historical weather data and generates a parametric exposure score for every relevant peril: hurricane, flood, excessive heat, freeze, hail, and wildfire. Results in 30 seconds.

Step 3: Place the Coverage

Use the Pitch Builder to generate a client-ready proposal. Submit a quote request through ParaSure. We source pricing from our marketplace of A-rated parametric carriers within 24-48 hours. Bind the policy and earn your commission.

Why Parametric?

Traditional insurance requires proving damage. Parametric pays automatically when a weather trigger is met — wind speed, rainfall, temperature — with no claims process. Settlement in 47 seconds. No adjuster. No deductible friction.