FAQ: Common Broker Questions

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Q: How do I get a quote for a client?

Use the Gap Analysis tool to identify coverage opportunities, then submit a quote request through ParaSure. Our team will provide pricing from multiple carriers within 24-48 hours.

Q: What markets are available?

Currently: Tampa, Miami, Houston, New Orleans, Orlando, Dallas, Atlanta, Los Angeles, New York, Chicago. More markets coming quarterly.

Q: What carriers are on the platform?

ParaSure is building a marketplace of specialized parametric carriers and MGA partners. Current capacity is from admitted reinsurance partners with A-rated paper.

Q: What commissions do brokers earn?

Founding broker rates are competitive with specialty E&S markets. Contact us at hello@parasure.xyz for the broker compensation schedule.

Q: Can I white-label the gap analysis for my clients?

That's on the roadmap. For now, use the "Copy" buttons to paste analysis content into your own presentations.

Q: What are the minimum premium requirements?

Parametric products typically have minimum premiums of $2,500-$5,000 annually. Best fit is businesses with $500K+ in annual revenue with meaningful weather exposure.

Q: How is the payout amount determined?

You and your client select the payout amount during the quoting process. It's typically tied to estimated revenue loss per event — not physical damage.

Q: Does parametric coverage require a property policy to be in force?

No. Parametric is a standalone product. It can be purchased alongside or independently of a property policy. In many cases it's the only coverage that addresses the client's actual exposure.


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